Are You Ready For Some Good News? Butler Farms Has Some!
There is some good news and some REALLY good news about the newly opened, master-planned community of Butler Farms, located in Liberty Hill, Texas. First, here’s the good news. Butler Farms, developed by the same smart folks who were responsible for one of the most successful residential successes in the Texas Hill Country – MorningStar – is open, and the current and future homeowners who have gotten a look, seem to love it.
And why not?
The Butler Farms amenities are spectacular. For example, there will be acres and acres of greenbelts, parks, and nature trails sprinkled with fitness-inspired equipment. There is nothing more satisfying than getting a morning workout while watching the early morning Texas sun start its climb. Plus, the resort-style swimming pool and amenity center (which will start construction this Summer) are designed to encourage neighbors to get to know other neighbors. But that’s not all. If you and your kids love to fish, the fully stocked, catch-and-release fishing pond and pier are made for practicing that cast.
The location of this master-planned community may be its biggest advantage. Austin has become a technology mecca and the communities in this area such as Liberty Hill have benefited by having an excellent tax base. The Liberty Hill Independent School District has substantially invested in state-of-the-art facilities and top-notch instructors. As a result, the schools where Butler Farms children attend are rated “A” by the Texas Education Agency. This has led to some of the best schools in the nation. And Butler Farms is slated to have its very own on-site Elementary School!
Now For the REALLY Good News
Because of its suburban/rural location, Butler Farms buyers can take advantage of a United States Department of Agriculture (USDA) $0 down mortgage program. This program was designed to encourage growth in communities like Liberty Hill, and it is one of the most innovative home financing tools ever created.
According to Nerdwallet, “A USDA home loan is a zero-down-payment mortgage for homebuyers in eligible towns and rural areas. USDA loans are guaranteed by the USDA Rural Development Guaranteed Housing Loan Program. Most USDA loans are issued by partner lenders, though the department can grant them directly to qualified borrowers with incomes below a certain limit.
“In addition to having no down payment requirements, USDA home loans often have lower rates than conventional mortgages because the government is taking on the risks associated with lending. This is true even when the USDA issues the loans. For example, on Dec. 1, 2022, the government agency set the interest rate for mortgages issued directly by the USDA at 3.75%. By comparison, the average interest rate for a conventional 30-year mortgage was about 6.3% that day. And USDA loans don’t require borrowers to pay for traditional private mortgage insurance or PMI.
“USDA loans can be a great tool to unlock homeownership for qualified borrowers. However, buyers must meet certain requirements, including purchasing property within specific areas outlined by the agency.”
Butler Farms’ sales representatives can help interested buyers contact partner lenders and complete the required application. Click here to talk to an expert about this program.
Why Wait Any Longer for Your Dream Home?
With the beautiful Texas Hill Country as a backdrop, a charming community with exemplary schools, amazing amenities, and an opportunity to pursue the outstanding USDA $0 Down financing, Butler Farms should be on your shortlist for a beautiful, new home. Just click here and schedule a tour.